people surveying a field


Most archaeological projects will involve some element of fieldwork that requires insurance against injury or damage to property. For this reason, groups should ensure that they have an appropriate insurance policy in place before beginning their fieldwork.

Two insurance providers are recommended:

Towergate risk solutions

Towergate risk solutions caters for the specific needs of archaeological organisations and many professional and amateur archaeological groups are insured through them. They offer competitive premiums tailored to the specific needs of fieldwork projects and your group can obtain public liability cover of £2,000,000 (recommended) for a total cost of around £65. You will not be required to have a constitution in place to take out a policy with RBPM.

Information about the company is available at

Policy details and application forms are available here

Keegan & Pennykid (Insurance Brokers) Ltd

Keegan & Pennykid (Insurance Brokers) Ltd's Encompass policy is endorsed by the Scottish Council for Voluntary Organisations (STVO). This policy has been specifically designed for voluntary organisations and your group can obtain public liability cover of £2,000000 (recommended) for a total cost of £105. You should, however, be aware that you would require a group constitution in order to take out a policy with Keegan & Pennykid.

Further details are available at

Volunteers who are working independently, and are not part of a project group, may be covered for personal liability under their home insurance. You should check with your insurance provider and let them know of your plans if you wish to ensure cover for yourself in this way.

© Historic Environment Scotland - Scottish Charity No. SC045925.